Home Insurance

Having the proper home insurance is essential to minimizing your risk when owning a home. Make sure you and your family are protected in the event of an accident. Take a look at the required coverages and feel free to ask us questions!

Dwelling

Make sure you protect your investment by insuring your home for the cost of replacement. Having the proper coverage will ensure that you can replace your home in the event of a covered peril.

Personal Property

Protect your personal property up to a specified amount with the personal property coverage.




Other Structures

Structures that are not attached to your home, but are on your property can be covered with this coverage. Such structures would include a shed, detached garage, gazebo, etc.


Liability

Cover yourself in case you are liable for damages done to another party. In the event of an accident at your home or somewhere else, the liability coverage can protect you personally against any charges against you.



Endorsements

Extend the protections offered by the standard policy by getting an endorsement. An endorsement could give you protection for things not originally covered under the standard policy. Endorsements could be coverage for earthquake, farm equipment, sewer or drain backup, and more.

Personal Articles

Personal Articles coverage can extend coverage to items such as coin collections, golf equipment, jewlery, stamp collections, and much more. Just provide an appraisal and we can cover the itmes for the appraised amount.